Modern banking demands speed, simplicity, and accessibility—and Access Bank delivers just that through its USSD banking solution. Designed for ease of use, these short codes allow customers to carry out critical banking tasks without an internet connection or smartphone app.
What Are USSD Codes?
USSD (Unstructured Supplementary Service Data) codes are short numeric sequences used to communicate directly with your bank via your mobile phone. They offer a quick and secure way to access financial services anytime, anywhere—even on basic mobile phones.
Top 11 Access Bank USSD Codes for Effortless Banking
Here are the key USSD codes every Access Bank customer should know to manage finances efficiently:
-
Check Account Balance:
Dial*901#and follow the prompts to instantly view your account balance. -
Transfer Funds:
Use*901*Amount*Account Number#to send money quickly to any Nigerian bank account. -
Pay Bills:
Settle electricity, TV subscriptions, and other utilities with*901*Amount*Billers Code#. -
Open a New Account:
Start banking with Access Bank by dialing*901#and selecting the account opening option. -
Check Account Statement:
View your transaction history with*901*0#. -
Airtime Recharge for Self:
Dial*901*Amount#to top up your line instantly. -
Cardless Withdrawal:
Withdraw cash from an ATM without a debit card using*901*Amount#. -
Generate Token for Online Transactions:
Secure your digital banking with a one-time token via*901*Token#. -
Check Account Number:
Retrieve your Access Bank account number easily with*901#. -
Mini Account Statement:
Use*901*1#to get a quick summary of recent transactions. -
Airtime Recharge for Others:
Send airtime to family or friends using*901*Amount*Phone Number#.
Why Use Access Bank’s USSD Codes?
1. Convenience:
Perform transactions 24/7 without visiting a bank or ATM.
2. Speed:
Complete tasks in seconds from any location—even in low-network areas.
3. Cost Efficiency:
Save money on data usage and transportation.
4. Security:
USSD banking requires PIN confirmation for every transaction, ensuring safety.
These USSD codes reflect Access Bank's commitment to bringing banking closer to customers, regardless of device or connectivity. Whether checking your balance, sending money, or paying bills, these short codes put control back in your hands—efficiently and securely.